What is Trailer Insurance?

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Trailer insurance is used to cover what might be used to tow and transport supplies, vehicles, equipment, or animals behind your vehicle.

The amount and type of insurance you need for a trailer depend on its use and its value.

You may be able to add your trailer to your auto policy, depending on the type of trailer you have. Your homeowners’ insurance may cover your trailer if it is small or is stored at home.

You can talk to any of our insurance agents to check on coverage that you may already have, and discuss options to cover any gap in your policy to make sure that your trailer is protected.

What does trailer insurance cover?

The type of trailer you have and the way you use it will dictate the kind of insurance coverage you need. Some of the insurance coverage you may need for your trailer includes liability, collision, and comprehensive.

While collision covers damage from an accident, comprehensive will provide coverage for things like hail and storm damage, theft, and vandalism.

The risk of liability is often overlooked because you tow rather than drive a trailer, and it does not have its own engine. However, trailers have been known to become unhitched and can cause extensive damage. Your auto liability may or may not cover damages from your unhitched trailer.

If you are using a trailer for your business, you may want to talk to us about a business policy that will cover you specific to the items that you will be hauling with your trailer.

Testimonials

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"I work as a lender and my staff sees a lot of homeowners insurance policies. When my personal homeowners policy went through the system from the purchase of my home, my staff said its the lowest premium they had ever seen. Not to mention they got it within minutes.. Highly recommend Jared at Hill Insurance."
Clair Semrad

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"I love it that every time we come in Jared makes the insurance process so much easier than it would be on our own! He explains everything so clearly and helps us save money! Totally recommend anyone that has any insurance needs to come see him, he's awesome!"
Denise Rivera

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"Jared is awesome and super easy to work with I recommend hill insurance to everyone. Insurance is a nightmare but he makes it easy."
Jared Obrien

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"I've been working with Jared Richards for close to 15 years that should say enough... They have been outstanding to work with. Anytime I have any questions they're always there to answer for me I will continue to use them for a long time if I can give them a 10 star rating I would."
Jared Clingo

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"I want to compliment Cory at Hill Insurance, on my meeting with her on March 1st. She was extremely helpful and patient with all my questions. It was very obvious she wanted to give us the best rates/discounts possible, plus she made sure I understood everything. A JOB WELL DONE! A 10 star employee! Great place to shop home and auto insurance as well as any and all commercial needs!"
Chelsea Ricks

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"Jared takes the time to listen to his clients and watch out for their best interest. I've seen him help his clients really make an educated choice about what insurance plan they need and then walking them through the process when they experience damages. A super straight agency."
Steve P.

Get Customized Insurance

Insurance can be complicated. Have one of our experts to help you. If business hours (9:00 am to 5:00 pm, Monday to Friday), call us to our office phone number (801) 226-0606 and talk to an insurance expert. For after hours, please fill the form and we will contact you as soon as possible.