Shopping for Commercial Property Insurance

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Coverage and rates vary by company, so it pays to shop around. Use these tips to help you shop:

Compare apples to apples. When comparing prices, make sure you’re comparing policies with similar coverage. A cheaper policy might provide less coverage.
Tell your agent about all your worksites to make sure you’re fully covered.
Keep shopping if an insurance company turns you down. Insurance companies have different standards for deciding whether to sell someone a policy. You might be able to find a company willing to insure you even if another company won’t.
Consider factors other than price. An insurance company’s financial rating indicates how strong the company is financially. Its complaint index is a measure of its customer service.
Buy only from licensed companies. If you buy from an unlicensed company, your claims might not get paid. To learn whether a company or agent is licensed, call us.

Saving Money on Your Insurance

Use these tips to help you save money:

Remove potential hazards. Improving the safety, security, and maintenance of your workplace might lower your risk for having a claim, which can help you save money on your premiums. Most insurance companies also offer loss-control or risk-reduction services. Talk to your agent about ways to make your workplace safer and more secure.
Combine coverages into one business owner’s policy. Many insurance companies offer business owner’s policies that bundle multiple coverages together. They’re usually cheaper than buying the coverage separately.
Choose your deductibles wisely. A deductible is the amount you have to pay toward your claim before the insurance company will pay. Policies with higher deductibles have lower premiums. But remember that if you choose a higher deductible, you’ll have to pay more out of pocket if you have a claim.

Testimonials

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"I work as a lender and my staff sees a lot of homeowners insurance policies. When my personal homeowners policy went through the system from the purchase of my home, my staff said its the lowest premium they had ever seen. Not to mention they got it within minutes.. Highly recommend Jared at Hill Insurance."
Clair Semrad

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"I love it that every time we come in Jared makes the insurance process so much easier than it would be on our own! He explains everything so clearly and helps us save money! Totally recommend anyone that has any insurance needs to come see him, he's awesome!"
Denise Rivera

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"Jared is awesome and super easy to work with I recommend hill insurance to everyone. Insurance is a nightmare but he makes it easy."
Jared Obrien

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"I've been working with Jared Richards for close to 15 years that should say enough... They have been outstanding to work with. Anytime I have any questions they're always there to answer for me I will continue to use them for a long time if I can give them a 10 star rating I would."
Jared Clingo

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"I want to compliment Cory at Hill Insurance, on my meeting with her on March 1st. She was extremely helpful and patient with all my questions. It was very obvious she wanted to give us the best rates/discounts possible, plus she made sure I understood everything. A JOB WELL DONE! A 10 star employee! Great place to shop home and auto insurance as well as any and all commercial needs!"
Chelsea Ricks

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"Jared takes the time to listen to his clients and watch out for their best interest. I've seen him help his clients really make an educated choice about what insurance plan they need and then walking them through the process when they experience damages. A super straight agency."
Steve P.

Get Customized Insurance

Insurance can be complicated. Have one of our experts to help you. If business hours (9:00 am to 5:00 pm, Monday to Friday), call us to our office phone number (801) 226-0606 and talk to an insurance expert. For after hours, please fill the form and we will contact you as soon as possible.