Electric Scooters: What You Need to Know

Don't Speak Insurance?
We Translate!

Quick warning before you zip down to Provo on that scooter! Electric scooter rentals are all the rage in Utah cities and college campuses. Tempted to try one? Here’s what you need to know if you get into an accident.

You’re probably not covered

Most scooter rental agreements make it so that you assume all the liability. You probably don’t have coverage through your home or auto insurance if you run over something or someone. Home insurance doesn’t cover damage caused by motorized vehicles, and your auto policy is unlikely to cover an electric scooter.

What about injuries?

Your health insurance will probably cover your injuries; however, it may not cover injuries to anyone in your path. If you let someone else ride the scooter you rented, there could be complications. Also, be aware that most scooter agreements don’t allow minors to ride.

Will things change?

Probably not. Insurance companies may start to offer coverage for scooters. Some cities are talking about requiring scooter rental companies to provide coverage to users.

The bottom line

Check with your insurance agent to see what is covered and what isn’t when you are unsure. Make sure to read the scooter rental agreement carefully.

Stay safe out there.

Testimonials

“

"I work as a lender and my staff sees a lot of homeowners insurance policies. When my personal homeowners policy went through the system from the purchase of my home, my staff said its the lowest premium they had ever seen. Not to mention they got it within minutes.. Highly recommend Jared at Hill Insurance."
Clair Semrad

“

"I love it that every time we come in Jared makes the insurance process so much easier than it would be on our own! He explains everything so clearly and helps us save money! Totally recommend anyone that has any insurance needs to come see him, he's awesome!"
Denise Rivera

“

"Jared is awesome and super easy to work with I recommend hill insurance to everyone. Insurance is a nightmare but he makes it easy."
Jared Obrien

“

"I've been working with Jared Richards for close to 15 years that should say enough... They have been outstanding to work with. Anytime I have any questions they're always there to answer for me I will continue to use them for a long time if I can give them a 10 star rating I would."
Jared Clingo

“

"I want to compliment Cory at Hill Insurance, on my meeting with her on March 1st. She was extremely helpful and patient with all my questions. It was very obvious she wanted to give us the best rates/discounts possible, plus she made sure I understood everything. A JOB WELL DONE! A 10 star employee! Great place to shop home and auto insurance as well as any and all commercial needs!"
Chelsea Ricks

“

"Jared takes the time to listen to his clients and watch out for their best interest. I've seen him help his clients really make an educated choice about what insurance plan they need and then walking them through the process when they experience damages. A super straight agency."
Steve P.

Get Customized Insurance

Insurance can be complicated. Have one of our experts to help you. If business hours (9:00 am to 5:00 pm, Monday to Friday), call us to our office phone number (801) 226-0606 and talk to an insurance expert. For after hours, please fill the form and we will contact you as soon as possible.